← Saldio

Terms of Service

Last updated: July 2026

1. The service

Saldio is a personal-finance web application for tracking budgets, transactions, accounts, net worth and trends. It is provided on an “as is” and “as available” basis.

2. Accounts

You sign in with your Google account. You are responsible for activity under your account and for keeping your Google credentials secure. You must be at least 16 years old to use Saldio.

3. Your data

The financial information you enter belongs to you. We store it to provide the service and do not sell it. You may export or delete your data at any time. See our Privacy Policy.

4. Acceptable use

Do not misuse the service, attempt to access other users’ data, or disrupt its operation. We may suspend accounts that violate these terms.

5. No financial advice

Saldio is a tool for organizing your finances. It does not provide financial, tax, or investment advice. Decisions you make are your own.

6. Liability

To the maximum extent permitted by law, Saldio is not liable for any indirect or consequential damages arising from use of the service.

7. Changes & contact

We may update these terms; continued use means acceptance. Questions: hi@saldio.ai.